Three Risks of Driving Without Insurance in California | Fontana Auto Accident Attorney

David H. Ricks provides legal services in the following personal injury practice areas: Car, Truck, Motorcycle, Pedestrian, and Cyclist Accident Cases
*Slip and Fall Accidents and Premises Liability Cases
*Dog Bite and Animal Attack Cases
*Medical Malpractice and Surgical Error Cases
*Wrongful Death Cases

8600 Utica Ave., Suite 200
Rancho Cucamonga, CA 91730
TELEPHONE: (909) 481-0100

Welcome, my name is David Ricks. I am a personal injury trial lawyer in Rancho Cucamonga and the principal of the Inland Empire Law Group. I want to talk about insurance and how important insurance is for each and every person in the state of California. In particular I want to focus on automobile insurance. If you have a car and you are driving, and even if you are driving someone else’s car and there is no insurance coverage for that vehicle or for yourself, you are violating the law. You are not allowed to drive in the state of California unless you have insurance. Now, many people still do, and that is what I am going to talk about next. What happens if you do drive without insurance and you are involved in an accident and the accident is your fault and you caused harm to another person? You can be personally financially responsible for all the harm and losses you have caused as a result of that negligence? That could be thousands, or tens and thousands and even millions of dollars depending on the severity of the injury. If you are involved in an accident, and it is not your fault but you do not have liability insurance the law in the state of California limits you to the amount of damages that you can claim to just what is out of pocket. Which means that you just can’t make a claim for pain and suffering, for disfigurement and other things of that nature. You want to make sure that you have at least the minimum amount of insurance to protect you from breaking the law, from the claims of others and from prohibiting you from making a full claim for making a full recovery if you have been injured at the hands of another


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